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How do I sell a car with a loan or lien in Houston?

A crashed, non-running car — Speedy's Cash For Cars in Houston, TX
Photo: Bluesnap (CC0)

You can sell a financed car — the buyer settles the payoff with your lender and you keep anything left over, or cover the shortfall if you owe more than it is worth. Speedy's Cash For Cars quotes Houston cars with a lien; have your lender name and payoff amount ready.

A loan doesn't block a sale. Get your 10-day payoff from the lender, then Speedy's Cash For Cars can quote the car and work the payoff into the deal — you pocket the difference if it's worth more than you owe, or pay the gap if it isn't. Have the lender's name, account, and payoff figure handy so the numbers are clean; once it's paid off and the lien is released, the title transfers free and clear.

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